GT Insurance Blog

Insurance problems and cures

Swimming Pools and Your House Insurance

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The Centers for Disease Control and Prevention (CDC) says there are about 10 1/2 million swimming pools in the United States.

Drowning is the number one cause of accidental death for very young children.  And the CDC statistics say more than 3,400 people drown in the US each year.

What can you do to protect people around your swimming pool?

Keep track of kids.  Don’t allow kids near the pool when they’re alone.  CDC statistics also show that drowning deaths of 85 year olds and older climb again.

Fence in the pool.  Have a locking gate.  Kids, whether little kids or local young people who come in without your permission, have no perspective on danger.  Insurance companies won’t insure pools without a fence.

Keep a safety kit.  Include a flotation device you can throw, your strainer with a long handle, first aid kit, scissors to cut clothing or hair free from a drain (or even to cut the pool cover).

Have an alarm that will go off if someone falls in.  You can save a child, or even a pet.

Diving boards.  Not every insurance company will insure pools with diving boards.  Again, children suffer the most diving board injuries.

Keep all equipment and covers in good repair.

Don’t leave toys floating in the pool when not in use.

Click here to check the CDC web site for more pool injury statistics and safety tips.

Thanks to the MSO insurance organization for much of this material.

Call GBW Insurance at 800-548-2329 extensions 112 or 117 if you would like homeowners policy information, advice, or insurance quotes in NJ.

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